Okay, so plot twist, people: I started traveling for work and
that put a bit of wrench in this whole plan to only use cash. All of my
expenses Monday to Thursday have been charged to a card, but I have managed to
stick to cash for my Friday to Sunday expenses. With that being said, below
I’ll be sharing my weekend expenses over two weekends.
Weekend 1
Sunday
I spent the last few days of July and first days of August
in Maryland visiting my family. When I got back to Chicago on Sunday afternoon,
I went to Whole Foods grab some food to supplement what I already had at home
and picked up some other things for travel. I got plantain chips, unsweetened
vanilla almond milk, coconut aminos, skyr yogurt, lavender room and body mist,
and turmeric pills. I also donated the cost of a bag to the WF charity of the
month. $44.95
Daily total: $44.95
Weekend total: $44.95
Weekend 2
Friday
I worked from home this day and made it through most of the
day eating some frozen foods from Trader Joe’s, kale and cereal (not all at once, of course). I went into
downtown after signing off from work to get my nails done and buy new running
shoes. I got OPI VIPink nail polish and I am in love. It’s so bright and fun. I
recommend getting a coat of the whitest nail polish available under the pink
because it makes the pink pop even more. Anyway, the mani-pedi was $72 with tip and after a $10 discount
because it was my tenth visit to the salon.
I headed to a running store and picked up some Adidas
running shoes that fit my orthotics because my feet are messed up. And, to my
surprise, they were on sale! $115.77
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Last year, I got really into learning how to be better with money because I realized that I wasn’t exactly, uhhh, good with it. I only ever made sure I had enough cash to pay my rent and utilities, and then spent the remaining money on whatever I wanted and basically assumed I had enough money to cover all of my expenses. I think we can all agree, I was not really setting myself up for success in terms of saving for the short term or long term. Once I started to learn more about personal finance, I wanted to talk to my friends about it all the time. We talk to our friends about everything, even things we consider to be embarrassing or secretive or anxiety inducing, but we avoid talking about money, though it is usually where lots of us could use the most help. So, internet friends, we are gonna talk about money.
Next month, I am going to go on an all cash diet as a means of aggressively saving money. So, I will be paying for nearly everything I buy with cash. I say nearly because I will be using my travel rewards credit card to pay for a hotel stay and flight in August, and paying for rent and other bills electronically. When the cash runs out, so does my spending -- yikes!
In June, I decided to move out of my beloved one-bedroom apartment into a two-bedroom apartment and have a roommate to cut my monthly fixed cost of living by about 45%. And since I did make what was for me such a drastic lifestyle change, I want to take this seriously and do what I set out to do - save money!
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